As a real estate  professional and Realtor�® I set my buyers up for success. When the homebyer is ready to search for a home and meets the requirements I will have the homebuyer to secure a pre-approval letter from a bank or qualified mortgage lender. The pre-approval letter states that the homebuyer has been approved for a mortgage loan from that particular lender. To qualify for pre-approval, the lender needs to see proof of income, bank account statements, savings account information and credit reports to determine the homebuyer's buying power. Pre-approval letters are more reliable than pre-qualification letters. Although everyone has access to MLS listings, I am experienced and as a professional I know how to search the database to find the best homes within the buyer's price range. I will  negotiate on behalf of my buyers to ensure they get the best price and some if not all Closing costs  paid. If your having credit challenges I can help you get your credit the scores you need to qualify for a mortgage.

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